We typically request personal information when you enter a contest, subscribe to email newsletters, sign up for an event or training, or purchase products.

The personal information we collect usually includes your name, email address, and phone number, unless additional information is necessary to fulfill your request.

WISDOMER also collects information about your computer hardware and software, such as your IP address, browser type, operating system, domain name, access times, and referring website addresses. This information is used to maintain the quality of our website and to generate general usage statistics.

We also track which pages our customers visit. This site visitation data is identified only by a unique ID number and is never linked to personal information.

We use your personal information for the following purposes:

• To ensure our site meets your needs.
• To simplify your experience by eliminating the need to re-enter information.
• To complete online purchases.
• To deliver newsletters, product materials, event information, training schedules, software updates, and more.
• To conduct research by combining site visitation data with anonymous demographic information, in order to provide more relevant content.

Unless otherwise stated on the site, your personal information will only be shared with affiliated financial institutions to verify credit information for online purchases or to establish an account.

WISDOMER will disclose your personal information only in special cases, such as: (i) to comply with valid legal requirements, such as a law, regulation, search warrant, subpoena or court order; or (ii) when WISDOMER believes that disclosing this information is necessary to identify, contact or bring legal action against someone who, intentionally or unintentionally, may be causing injury or harm to WISDOMER users or other persons, or may be violating the Terms and Conditions of Use for this site.

If you do not want WISDOMER to communicate with you about other WISDOMER products, programs, events or services, by e-mail, postal mail, or telephone, you can select the "Do not wish to receive marketing messages from WISDOMER " option when prompted.

Your personal information may be stored and processed in the United States or any other country in which WISDOMER or its affiliates, subsidiaries or agents maintain facilities. By using this site, you consent to any such transfer of information outside of your country. WISDOMER abides by the safe harbor framework as set forth by the U.S. Department of Commerce, regarding the collection, use and retention of data from the European Union.

WISDOMER is committed to protecting your personal information. We use various security technologies to protect your personal information from unauthorized access, use or disclosure. When we transmit sensitive information (such as a credit card number) over the Internet, we use encryption, such as the Secure Socket Layer (SSL) protocol.

Non-personally identifiable information

Internet Protocol (IP) Address

A unique number, called an Internet Protocol (IP) address, identifies every computer on the Internet. Each time you connect to the Internet, your machine is assigned an IP address. We use your IP address to help diagnose problems with our Site, to more efficiently administer the Site, and to better tailor it to your needs.

Cookies

When you enter our Site, we create your profile, assign you a personal identification number, and then send this personal identification number back to your hard drive in the form of a "cookie."

This cookie is a very small bit of code (a few kilobytes) that contains no personal information. But, this code is uniquely yours and allows you to navigate our Site without having to fill out registration forms with information you have already provided (as long as you are using the same computer from which you initially supplied the information).

Other cookies, written as you navigate our Site, allow us to remember what is in your on-line shopping cart and provide you with the proper pricing for your location (U.S, Europe, Asia, etc.).

If you are interrupted before finalizing an on-line purchase, the contents of your order will be preserved for up to two weeks.

Should you delete these cookies, you would simply provide your contact information again, but would "lose" the contents of your shopping cart.

Should you decide to set your browser to reject cookies, you can still browse the Site, but on-line ordering and item prices will not be available.

We do not sell customer lists or "cookie swap" with other companies.

WISDOMER will occasionally update this privacy statement. When we do, we will revise the "last updated" date on this page. For material changes to this statement, WISDOMER will notify you by placing prominent notice on the Web site.